first time buyers
Are you looking to buy your first home and need some advice on where to start?
We believe that home ownership should be an option for anyone that wants it. Our job is to help make it happen and get you on the property ladder! With many government incentives, and lenders’ criteria constantly changing, there could be opportunities available to you that you aren’t aware of. Our advisers will discuss your requirements and personal circumstances with you and talk through your options and help find the right mortgage for your needs. We have a series of helpful articles you can read below.
A helpful guide
for first time buyers
We have written the below guide specifically for First Time Buyers. In this guide, we explain the whole process step by step, right from how to get yourself mortgage ready, through to helpful checklists and covering topics such as credit ratings, property search, choosing surveys and solicitors and many more.
Everything you need
to know about 95% mortgages
If you’ve been trying to buy your next home but haven’t yet saved up a big enough deposit, you could be eligible to apply for a 95% loan to value (LTV) mortgage. This means that you may be able to buy a home with just a 5% deposit.
What is a mortgage
in principle
One of the best ways to prove to estate agents and sellers that you are serious about buying their house is to get a mortgage in principle. It is a powerful tool but there are some important things to consider.